Stop Foreclosure Bakersfield CA

The foreclosure process in Bakersfield CA can be long, stressful and heartbreaking. You’re essentially ‘losing’ your home because of your inability to pay, and this might be the case because of a job loss or family illness. Not only do you have to deal with that, but now you have to lose the foundation of your day to day life – your home. Fortunately, this situation does not have to be hopeless. You do have options.

Behind on Your Mortgage Payments? Can’t Catch Back Up? You Have Options.

People in foreclosure are often in denial, but it’s never a good idea to sweep the problem under the rug. The quicker you contact your mortgage company and let them know about your situation, the faster you can work out a solution that prevents your home from going into foreclosure.

Avoiding foreclosure in Bakersfield is important for a couple of reasons. First, you can prevent yourself from going through a long and tedious foreclosure process when you should be focusing on other things. Second, you can protect your credit score and still be eligible to buy or rent a home that’s more affordable.

Pacific Gold Real Estate is a team of real estate investors that buy homes in Bakersfield CA for cash. We can make you a fair cash offer in just 30 minutes and close on your property within seven days. You can then use this money to pay back the lender and avoid foreclosure.

Want to Stop Foreclosure in Bakersfield? We’re Here to Help!

Pacific Gold Real Estate buys houses in Bakersfield whether foreclosure proceedings have begun or you’re just late on your mortgage payments. Selling your home to us is easy. You don’t have to worry about open houses, showings, repairs, realtor fees, wasted time, etc. All of these things take time or cost money and allow the banks to keep pressuring you. Selling your home for cash stops the banks in their tracks.

Here’s how the process works:

● Get in touch with us. Tell us a bit about your Bakersfield home and we’ll make you a fair cash offer.

● Schedule a showing. We’ll come out and take a look at your home and present you with your written offer. It’s valid for 30 days.

● Get your money. In most cases, we can usually close within one week. At closing, you’ll get a certified check or wire transfer straight to your account.

Can I Sell My Bakersfield Home if it’s in Foreclosure?

Many people are unaware that they can sell their home while it’s in pre-foreclosure or foreclosure. There is absolutely no reason why you have to sit there and let the payments pile up and the banks harass you. Up until your home is sold at auction, you can sell it and stop the foreclosure process.

If you decide to sell your property, let your lender know. You can then use the proceeds from the sale to pay off your mortgage payments, penalties and fees. This prevents your home from being foreclosed on, and you’ll be in good shape to buy or rent something right after. If your home goes into foreclosure, it’s much more difficult to get approved for a rent or mortgage loan.

Making the decision to sell your home in Bakersfield sooner than later will take some of the pressure off and allow you more time to get the best deal possible. If the money you get from your home won’t be enough to pay off the mortgage, talk to your lender about your options. Oftentimes, they are willing to work out a deal so that the home doesn’t go into foreclosure.

Lenders hate foreclosures. They are legal, financial and PR headaches, so they may agree to a short sale where you sell your home for less than what you owe. Remember – you already have a buyer in us! Hopefully, your lender will agree to a short sale to avoid the time spent foreclosing on, owning and selling the property.

Hidden Benefits of Selling Your Pre-foreclosure for Cash in Bakersfield

At first glance, selling your home to our Bakersfield cash home buyers might seem like a one-and-done deal. You sell the home and get the cash, and the buyer gets a home they can flip for a profit. But there’s much more to selling your home for cash than meets the eye, especially if you’re going through a financial hardship.

Here are some hidden benefits you may not know about:

● No realtor commissions or fees
● No bank financing – we use our own money
● No closing costs – we usually cover them!
● No appraisals, inspections or contingencies
● Fast closing, typically in 7 days
● As-is home sale – don’t worry about repairs or updates
● Work with knowledgeable, professional home buyers

If you’re in pre-foreclosure or foreclosure, contact Pacific Gold Real Estate for your free cash offer. We want to buy your home regardless of its condition, location or price. In just a couple of weeks, you can be done with any talk of foreclosures and be onto the next chapter of your life!